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Business funding from $10K to $30M

Business funding matched to what you need to pay for next.

Send five details and a funding specialist will ask how you plan to use the money, look at your request, and explain the options that fit. You decide whether any of them make sense.

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Request funding

Five short fields. A specialist reviews your request and reaches out.

  • Secure form
  • No obligation
  • Clear next steps
Thank you. We received your request. Next, choose a time for a short financing call. We are opening the scheduling page now.
Redirecting to Calendly... Schedule now

By submitting, you authorize Aurevant Capital to contact you about business funding. Read the privacy disclosure.

  • $10K to $30MRange of requests we review
  • US small and midsize businessesRetail to manufacturing
  • Terms explained before you decideFinal terms depend on underwriting
  • No obligation to proceedAsk questions first

What funding can cover

Bills arrive on one schedule, revenue on another.

Most funding requests start with a cost that comes due before the money does. Here are five common examples.

  1. 01

    Payroll through a slow stretch

    A restaurant with a quiet January still has a full kitchen crew to pay. Funding bridges the gap so you keep the people you trained. Often paired with: short repayment terms.

  2. 02

    Inventory before the busy season

    Suppliers want payment up front, and shoppers show up months later. A retailer or online seller can stock the shelves before the rush, not after it starts. Often paired with: a revolving line.

  3. 03

    Equipment that earns its keep

    A fabrication shop that turns away work because one machine is maxed out can add capacity instead. The equipment itself often shapes the terms. Often paired with: equipment financing.

  4. 04

    Contract fulfillment

    A contractor who wins a job still has to buy materials and pay crews for weeks before the first invoice clears. Funding covers that stretch. Often paired with: working capital.

  5. 05

    A second location or a bigger team

    A clinic adding a provider or a shop opening a second door spends months before the new space pays for itself. Planning that gap in advance is cheaper than improvising. Often paired with: a term structure.

A chef in a navy apron plates a dish under copper heat lamps in a restaurant kitchen.
Restaurant
A bearded retail owner in a gray shirt smiles at a customer paying with her phone at a white checkout counter.
Retail
A tradesperson in a welding helmet holds a torch as bright sparks fly from a pipe joint.
Skilled trades
Two construction workers in orange safety vests work on a concrete deck surrounded by rebar.
Construction

Funding types

Four ways funding is commonly structured

The right structure depends on what the money is for and how your business takes in cash. Your specialist will tell you which of these apply to your request.

Term fundingA lump sum with a set repayment schedule

Often a fit for
One-time costs with a clear payoff, like a buildout, a purchase, or an expansion.
Worth weighing
Payments are fixed, so your monthly cash flow needs to handle them comfortably.

Line of creditDraw what you need, when you need it

Often a fit for
Uneven costs such as seasonal inventory, supplier deposits, or short payroll gaps.
Worth weighing
Having a limit available is not the same as needing to use all of it. Costs usually apply to the amount drawn.

Equipment financingFunding tied to the asset you are buying

Often a fit for
Vehicles, machinery, kitchen gear, medical devices, and other physical purchases.
Worth weighing
The equipment generally serves as the collateral, which can shape the terms offered.

Revenue-based fundingRepayment follows your sales

Often a fit for
Businesses with steady card or deposit activity that want payments to rise and fall with revenue.
Worth weighing
Total cost can be higher than other structures, so compare the full repayment amount, not just the payment size.

Availability, amounts, pricing, and terms vary by business and are subject to review and underwriting. Nothing on this page is an offer of funding.

A large fulfillment warehouse with rows of shelving stacked with yellow bins and cardboard boxes.
A slow-paying customer should not decide whether you can restock.

Online sellers, distributors, and wholesalers carry inventory long before it turns into cash. Funding aimed at that gap lets you buy on your schedule, not your supplier's.

Owners and their industries

Every industry has its own cash cycle.

A clinic bills insurers on a delay. A carrier fuels trucks today and gets paid next month. We ask about your cycle first because it decides which structure helps and which one gets in the way.

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Healthcare practices

Payroll comes due before insurance payments arrive

Practices often wait weeks for claims to clear while staff, rent, and supplies are paid on time. Funding for a practice usually focuses on smoothing that delay or adding a provider.

We will ask how your receivables look so the repayment structure does not fall on the weakest week of your month.

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Logistics and trucking

Fuel, drivers, and repairs do not wait for the invoice

A carrier covers diesel, insurance, and wages up front, then waits on payment terms from shippers. Owners use funding to keep trucks moving and to add a unit when a contract justifies it.

Equipment-based structures are common here, since the truck itself can anchor the request.

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Manufacturing

Raw materials get paid for long before the finished order ships

Manufacturers front the cost of parts, labor, and tooling for orders that may not pay for 30 to 60 days. Funding fills that stretch, or covers a machine that raises output.

If you have a purchase order in hand, bring it to the conversation. It helps us understand the timeline.

How it works

Three steps, and you stay in control of each one

You are never asked to accept anything on the first call. Questions are part of the process.

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  1. 1

    Send your request

    Fill in the form at the top of this page with your company name, contact details, and the amount you are looking for. It takes a couple of minutes, and you do not need documents yet.

  2. 2

    Talk it through with a specialist

    A funding specialist contacts you to ask what the money is for, how your revenue moves through the year, and what timing you are working against. Then they explain which structures could suit the request.

  3. 3

    Review the terms, then decide

    If an offer is available, you will see the amount, repayment structure, and total cost in writing. Take your time with it. Offers are subject to underwriting, and you are never obligated to accept one.

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Eligibility

Check whether your business is ready to start

These are the things a specialist will look at first. You do not need to meet every one perfectly to ask.

  • You own or are authorized to speak for a US business
  • You can explain what the funding will be used for
  • The business has been operating long enough to show revenue
  • You have business bank activity that can be reviewed
  • Your request falls between $10,000 and $30 million
  • You can handle a repayment that fits your cash flow

Meeting these points does not guarantee an offer. Credit, revenue, time in business, and industry can all affect what is available, and underwriting makes the final call.

Start my request

Customer reviews

Excellent
4.8out of 5

Based on 6,837 reviews

Trustpilot
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Stories from the field

What good funding looks like in practice

A restaurant owner, heading into winter

Keeping the full crew through the slow months

Revenue dips every January, but the kitchen team does not shrink. The owner asks for enough to cover eight weeks of payroll and compares a short-term structure with a line of credit.

The line costs more per dollar drawn, but only the amount used. The owner chooses it because next January is not guaranteed to look the same.

A general contractor with a signed job

Buying materials before the first draw is paid

The contract is signed, but lumber, permits, and subcontractor deposits are due in week one. Payment comes in stages. The contractor asks for working capital sized to the first two stages, not the whole project.

Borrowing less than the maximum keeps the repayment small enough to absorb if one stage runs late.

An online seller before peak season

Ordering inventory early at better supplier pricing

A best-selling product runs out every November. The owner wants to double the order in August, when the supplier offers volume terms, and pay it back from holiday sales.

The specialist walks through what happens if sales come in lower than planned, so the owner sees the downside before choosing.

These scenarios are written by Aurevant to show common situations. They are illustrations, not customer testimonials.

Tell us what you need to pay for. We will take it from there.

The form takes a couple of minutes, and sending it carries no obligation. A funding specialist handles the rest, one question at a time.

Go to the request form See how it works
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